Finance Week 3 Essay Example | Topics and Well Written Essays - 250 words

Finance Week 3 - Essay Example Investors that are risk averse will invest a lot of their resources in common stocks due to the fact that common stocks have a higher potential of equity appreciation. Investors that do not apply the diversification principle can lose a lot of money if the particular sector of the market they invest in goes down. It is never a wise idea for investors to place all their eggs in the same basket. Diversification ensures that investors spread their securities around different sectors of the market. Managers can utilize the diversification principle to increase their cash flow position. A way to use investing to increase cash flows is by purchasing blue chip stocks that have a history of paying dividends every year. Another way for managers to improve the cash position of a company is by investing in bonds that pay coupon payments and in preferred stocks that pay yearly dividends. Firms may also improve their cash flow position by selling commercial paper in the marketplace. The most common form of commercial paper is corporate bonds. â€Å"The right diversification strategy can give you the best odds of weathering whatever economic storms may hit the market in the future† (Caplinger, 2012). Caplinger, D. (2012). This Diversification Strategy Will Make Your Portfolio Safer. Retrieved November 9, 2012 from

About positive message Essay Example | Topics and Well Written Essays - 500 words

About positive message - Essay Example The grooming of the workforce is a win-win situation. It is a strategy which will not only benefit the organization but it will also help the employees to improve their market worth which can be cashed on later. There are some rules and regulation while taking any course. These rules and regulations must be followed by the employees so that they can get maximum benefits without any hindrance. Employees are entitled to receive scholarship for those courses which are related to their current job. Initially the courses are being offered for the permanent employees however we also believe that our temporary workers will try to work hard to get the status of permanent employee so that they can also make their market worth through these courses. Tuition fee is considered as one of the major chunk of any study. Therefore the organization has already made an arrangement for it and we hope that employees will make the arrangement for other expenses like books and stationary at their own expense. Grade ‘C’ will be considered as a mandatory requirement for the reimbursement of approved applications of the employees. Temporary employees can take some benefits from the scholarship after the completion of their probationary period with the company. Employees interested in under-graduate programs will be better of since the undergraduate programs are not taxed as per the rules of the taxation. There are very few organizations that care about the workforce to such an extent. However we also believe that these facilities are not only benefiting the employees but such a grooming is also enhancing the goodwill of the organization. We believe that employees should consider it as a life time opportunity and try to give maximum time to their courses after the completion of their work. Work experience can not benefit alone. Many HR managers expect that employees should keep themselves up to date with the latest developments related to their field. For example if

An Overview of the Hospitality and Tourism Industry Research Paper

An Overview of the Hospitality and Tourism Industry - Research Paper Example This "An Overview of the Hospitality and Tourism Industry" outlines and analyze the restaurant management in Chicago and defines the main aims of it in order to improve this branch of hospitality and to attract new customers. The everyday life in Chicago is very fast and competitive and people barely find time to spare for unconstructive activities such as enjoying an exclusive feast. College students and working class always prefer grabbing a quick snack between breaks and only wish to give minimal lead time between ordering food and being served. Since Chicago represents one of the busiest commercial and capital hubs of America, there are high stakes involved and thus various strict regulatory bodies exist that closely monitor all food and hospitality businesses. Not only the mandatory standards are complied with, but restaurants also attempt to meet requirements of voluntary codes pertaining to quality, health, hygiene and safety. This social business is for the public at large an d hence to gain their support and create goodwill amongst diversified population of Chicago, it is crucial to fulfill needs of the desired market niche. Demographics of targeted market segment must be carefully studied and preferences be analyzed before establishing the offered menu and the overall aura of restaurant. In order to outperform hundreds of brands already prevailing in the market, some uniqueness and exclusivity needs to be developed that attracts customers who can find those factors nowhere else. This may be the special food, innovative methodology or unrivaled services. Innovation through technology Technology has swayed the hospitality industry of Chicago in recent decades. New innovations are highly valued by the Chicago people and thus all famous brands continue to develop and introduce newer methods of cooking and serving through usage of technology. Moreover, few inventions such as the social media, has helped businesses in collecting vast amount of demographic in formation of customers and in conducting mass marketing campaigns. Often, new restaurants market their business on social media portals and operate online only for collecting orders and making deliveries, with no physical dine-out outlet and hence save substantial costs. Furthermore, various brands have introduced self-service stalls in different busy locations of Chicago; these booths have automated equipment with no human intervention. A customer can conveniently place

Healthcare Costs Assignment Example | Topics and Well Written Essays - 1750 words

Healthcare Costs - Assignment Example A look into the year 2005, expenditure on health care was about $2 trillion or $6,697 per capita, which correspond to 16% of the GDP. The continued rise in health spending over the last four decades is going to go higher, and the expenditure will reach $4trillion, which is 20% of the GDP, by the year 2015. For many years, the continued increase in health care expenditure has been the center of heated debate in the US for many years. Research work and anecdotal reports influence further concerns. This points out that the rise in the health care expenditure is likely to harm the US economy. Expenditures on health care have the potential to affect an economy in a number of diverse and complex ways. In addition, the emerging effects may vary across all sectors of an economy as well as across population groups. One notable impact of increased expenditure on health care is the decline in the general economic growth. However, the same effect has the potential to boost economic growth in som e sectors of an economy. Therefore, gaining an understanding of how increased expenditure on health care affects the economy requires an evaluation through various dimensions (Eaton et al, 2002). The state, Federal, and the local governments have the duty to collect taxes from households and business premises. The tax collections help to finance public health insurance programs as well as providing direct health care to households. On the other hand, the businesses are responsible for providing employment to households and health insurance to their employees. Therefore, the households emerge as the final consumers of the health care and at the same time bear some costs on health care (Eaton et al, 2002). It is worth noting that the impacts of health care on a single sector are likely to affect results from other sectors. An example is a situation where the government reduces its expenditure on health care by reducing the eligibility for public health insurance. This action by the go vernment leads to an increase in un-insurance rates among households. At the same time, an increase in health care expenditure in also likely to cause an increase in taxes, reduction on investments on other critical sectors or increased government borrowing. It is also likely that companies will cut down employment and investment as a result of increased expenditures on health care (Eaton et al, 2002). The other likely effect of increased health care expenditures is inflation on the US economy. This will cause goods and services from the US to be less competitive in the international market because increased expenditures on health care will lead to an increase in product prices. Finally, increased expenditure on health care is likely to make health care inaccessible to many, produce bankrupt consumers, and reduce peoples’ retirement savings (Pauly et al, 2009). Impacts of the affordable health care for America Act HR 3962 On November, 2009, the House of representatives passed the Affordable Health Care for America Act with a vote of 220 to 215. The aim of this Act is to offer affordable, quality health care to all Americans. The bill is a multifaceted one and addresses diverse issues concerning the improvement of the health care system. Improvements on the health system include expansion of health insurance coverage, amending Medicare payments regulations in both traditional and advantage plans.

The problem of democratic regimes in central Europe Essay Example for Free

The problem of democratic regimes in central Europe Essay The First World War which was aimed at making the world safe for democracy had far reaching consequences. More than thirty countries had embraced the spirit of democratization and thus adopting democratic constitutions, a few years after the Treaty of Versailles. A large number of states in Central and Eastern Europe had become democratic. The majority of these countries were new nations that emerged as a consequence of Versailles. Linking up with the prevailing democratic spirit was thus quite natural. The trend spread from Estonia in the North to Albania in the south. It was a period characterized by great hopes for the future of democracy. Before long, the tide began to turn. A counter wave was beginning to take shape, and would gradually gather more and more momentum and strength. The 1920s and 1930s were characterized by far reaching setbacks for democracy. This new trend was witnessed in Petrograd in 1917, with the overthrow of the republican regime and closure of the democratically elected Duma by the Bolsheviks. This same method of gaining power was successfully used by right-wing nationalist forces in other countries. In 1922, Mussolini assumed the leadership of a group of Italian fascists and matched on Rome. He did not encounter much resistance and managed to oust the elected government and make himself a dictator. This came to be a trend setting event. Mussolinis daring act greatly inspired the German Nazis. Democracy thus fell victim to usurpers for many European lands. By the final years of 1930s, virtually every country in Central Europe was under authoritarian government (Rothschild, 1990). In the 1930s, nearly every state that had introduced a civilian and democratic regime shifted to military rule. With the conclusion of a pact between Hitler and Stalin in 1939 which allowed each to expand within his respective sphere of interest, the prospects of democracy seemed bleak. In Czechoslovakia, armed German assault abolished the existing democratic system. Belgium, Netherlands, France, Norway, Luxembourg and Denmark soon came under the same spell. Meanwhile, Finland came under Soviet attack. At the beginning of 1940s, democratic governments were very few. In the en tire world, the number of democratic countries amounted to about ten. Autocracy appeared to be sweeping everything before it. This paper is concerned with the problems that democracy faced during the nineteen twenties and nineteen thirties. It particularly looks at the challenges and threats that faced democracy during this period of time and the consequences of such challenges. The recurrent scene of liberal democracies falling victims to dictatorship dominated inter-war politics. The western powers hoped that their victory would bring in an epoch modeled in their own image. This was backed by the fact that the European continent at the beginning of the Great War had nineteen monarchies and three republics with the number of republics increasing to sixteen while that of monarchies decreasing to fourteen. Yet, the democratic revolution soon proved to be illusory. Not one democratic country could last a year before its democratic constitution became violated by one or other brand of dictator. This phenomenon cannot be attributed to a single cause except for the inability of the Western Powers to defend the regimes that they had inspired. All the brands of dictators shared the conviction that Western democracy was not meant for them. The problem of democracy emanated from both the subjective and objective basis of politics. The subjective aspects of the social foundations of politics were however more difficult to influence than their more objectifiable structural side. Although it is clear that more durable forms of political systems have to be rooted in a more general supportive culture, its more specific elements in most cases defy clearer specification and quantification (Berg-Schlosser Mitchell, 2000). A sense of identification with a politys very existence is a precondition for any form of polity, both with regards its geographical national extension and its legitimate quality. Where there is an absence of either of these elements, or where they are undergoing basic changes, this can to a certain extent and temporarily be replaced by mere force or repression. However, in the longer run, important aspects of political structure and political culture have to be brought in line (Auer, 2004). For the democratic political system, this implies a general respect for the dignity of every human individual and its rights, a particular degree of mutual tolerance and trust in society, and a wider acceptance of democratic rules of the game. Among the things that presented a threat to democracy were Germany and Soviet Russia. These two countries also presented the two fundamental revisionist threats to the interwar territorial and social settlements. Even though many democratic European governments were wary of Bolshevik danger, Germany proved to be the basic menace. Neither in absolute nor in relative terms had Germany been made weak to the extent that had been assumed in the 1920s. Within Germany, the Germans failed to identify with democracy and instead viewed is as an obstacle. The Soviet Union on the other hand wanted to expand the extent of communism. Democracy thus suffered from these forces that it seemed incapable of conquering. As such, weak democratic regimes had to succumb to the emerging ideologies and force of dominant forces. As such, the very structure of the various European societies that supported various ideologies also posed a problem for democracy. The alliance option for other classes in both the late nineteenth century and in the twenties and thirties was changed by the existence of a large landed class which also changed the political outcomes. The authoritarian options for the bourgeoisie were opened up to the extent that the alliance of landlord-state-bourgeois impacted on the politics of the middle class and peasantry, locking out options for the working class (Davies, 1996). This in itself dealt presented various obstacles for democracy. It can also be said that the breakdown of democracy in interwar Europe was a consequence of the agrarian class relations and patterns of state-class alliances of the nineteenth and early twentieth century’s. As such, it may be generally claimed that the major problem that democracy faced in Central Europe during the 1920s and 1930s was the incoherence between the thoughts, social, political and economic structures of the countries. Today, it is now generally accepted that democracy needs a supportive culture, even if it is agreed that this culture can be strongly shaped by temporary and short-term factors including economic performance, and by other underlying variables such as the institutional setting upon which this culture is set. Popular support for the establishment of an independent civil society integrating intermediate group and associations which feed into the political process and aggregate different societal interests is also needed. Since the freedom of speech, religion, media, assembly and the right to form independent groups and opposition parties were all suppressed during the communist era, the norms associated with civic culture had to take time to establish itself.

Can the Tax Industry Be Self-regulated?

Can the Tax Industry Be Self-regulated? Tax Summative:Â  Critically discuss the assertion that the tax industry cannot be trusted to regulate itself. Introduction, how is UK Tax Industry regulated? HMRC What ways have HMRC been successful? PwC scandal FOR Assertion Ethics Final Opinion It is well known that tax advisory work within the UK is a legally unregulated profession, therefore in order to uphold high standards, the profession depends heavily upon self-regulation by the professional bodies. It is understood that the accounting profession is more prevalent than the legal profession within the market for large business tax advice in the UK. The efficacious tax advisory role of accountants in the UK may, to a certain extent, be explained by the sound working relationships that conventionally exist between the accountancy firms and HMRC, the UK tax authority. It can be argued that that strong relationships with the UK tax authority have corroborated the advising position of the UK accountancy profession. The direct regulations of the tax advisory profession in the UK include a professional code of conduct that warrants professional conduct by incorporating aspects such as due care, integrity, confidentiality and objectivity, tax advisers who are affiliates of the CIOT (Chartered Institute of Taxation), ATT (Association of Taxation Technicians), or accountancy professional bodies are under obligation to follow this code. Consequently, affiliates who disregard the professional code may be scrutinised by the Taxation Disciplinary Board, which is an independent body established in 2001 by the CIOT and ATT. In addition, a percentage of tax advisers are bound by supplementary codes, for instance member firms of KPMG International practice a Global Code of Conduct which discloses the internal governance affairs of all KPMG firms. As a result of the investigations lead by the US Department of Justice into the US member firm of KPMG International with regard to the trade of tax shelters in th e US between 1996 and 2002, KPMG UK (as of 2004) now apply the UK Principles of Tax Advice which summarises the governance operations of KPMG UK in relation to taxation. The unfavourable perception of the UK tax advisory profession has encouraged the implementation of professional codes by the UK tax advisory bodies that highlight a high level of societal accountability of the tax profession, going past perceptions that stick to the definition of the law. Alongside direct regulations of the tax industry, indirect regulations of the tax advisory profession in the UK also exist. In spite of heated discussions in recent years, the UK Government has abstained from putting into effect legislation that would directly regulate the tax industry. However, UK policymakers have acknowledged tax avoidance schemes by introducing new legislation. Rules regarding the Disclosure of Tax Avoidance Schemes, or more commonly referred to as DOTAS, introduced new reporting obligations for both taxpayers as well as their advisors commencing from 2004. In addition, following detailed examination, the General Anti-Abuse Rule (GAAR) was implemented, in hopes of confronting abusive tax avoidance, the effects of which are yet to be seen as the legislation was only introduced in 2013. Consequential to the investigations led by the Public Accounts Committee (PAC), a select committee of the British House of Commons, the success and usefulness of the tax industry being able to regulate itself has become an area of intense political dispute in the UK. The investigations were triggered by the leak of almost 28,000 documents, evidencing the involvement of over 1,000 business, demonstrated the promotion of Luxembourg-based tax-avoidance schemes by PwC. Margaret Hodge, Chairman of the PAC, deemed the actions of PwC to be the promotion of tax avoidance on an industrial scale and called for the UK Government to take the initiative to have a more active role regarding the regulation of the tax industry as it evidently cannot be trusted to regulate itself. Members of Parliament demanded that the Government present a code of conduct for all tax advisers and proposed that submission to this code would govern whether or not companies delivering this service can attain both gover nment and public sector jobs (House of Commons Public Accounts Committee 2013). In addition to this, the Public Accounts Committee demanded that the professional bodies take on a greater lead and be more accountable for their actions with regard to tax avoidance. It is apparent that tax advisers play a very large part of the global issue of tax dodging, the effect being that it costs developing countries billions of pounds annually. The Public Accounts Committees 2013 report underlined the role that the Big 4 accounting firms play in tax avoidance as they generate billions of pounds a year as income from tax planning business in the UK alone, cash generated from worldwide clients is vastly greater. Tax Research UK director Richard Murphy claimed that accountancy firms are essentially the back-bone of the tax avoidance industry and that the act of tax avoidance would not be able to happen without accountancy firms as they are the key suppliers of tax avoidance practices. The PAC now have reason to believe that large accounting firms have been advising their clients of different and more complex forms of tax avoidance, such as developing intricate business operating models that are not limited to a certain group of countries, which impose on the lowest international rates of taxation. In contempt of the evidence submitted by PwC negating the allegations, the PAC concluded that the tax schemes displayed all the characteristics of a mass-marketed tax avoidance scheme. However, there is still cause to debate whether PwC had genuinely done anything wrong other than legally reduce the tax liabilities of its clients. It is important to distinguish the difference between tax avoidance which involves planning affairs within the given framework of the tax legislation in an attempt to reduce tax liabilities, and tax evasion which involves refusing to pay tax liabilities by suppressing knowledge or information from HMRC, or by providing dishonest information. Following the 10 year marker since HMRC was established from the merger of Inland Revenue and HM Customs and Excise, the ruling on the expanded divisions relative success or failure credibly lies somewhere in between. The merger to create HMRC was intended to improve customer service, coordinate strategies and construct efficiencies through economies of scale. We can conclude that the latter point has clearly been a success, however the former point disputably less so. References http://economia.icaew.com/news/february-2015/pac-tax-industry-cannot-be-trusted-to-self-regulate https://www.ft.com/content/d6eaba36-ad46-11e4-a5c1-00144feab7de https://www.marketingweek.com/2009/06/23/if-the-industry-cant-regulate-itself-then-the-government-will-step-in/ https://www.parliament.uk/business/committees/committees-a-z/commons-select/public-accounts-committee/news/report-tax-avoidance-the-role-of-large-accountancy-firms-follow-up/ http://www.pwc.com/gx/en/issues/regulation.html https://www.icsa.org.uk/knowledge/governance-and-compliance/features/june-2015-blurred-lines http://www.taxresearch.org.uk/Blog/2015/02/06/pwc-proves-time-to-end-tax-abuse-by-big-firms-of-accountants-has-arrived/ D. de Widt, E. Mulligan, L. Oats Regulating Tax Advisers, FairTax WP-Series No.6, 2016 Global Warming: Cause and Mitigation Global Warming: Cause and Mitigation Is our atmosphere being compromised from extreme utilization of diverse chemicals? This is the query that has been the position for foremost debate for several years, is human activities causing global warming? When debating in relation to global warming the prime thing to construe is what the foundation of global warming is, and the retort to this plain question is gases of greenhouse. Greenhouse gases are ordinary gases for instance Nitrous Oxide, CO2, or Methane and are produced in one modes or further ways. The preliminary way is, in the course of natural cycles, for illustration, CO2 is released in the course of plant process of photosynthesis or through animal respiration. The substitute greenhouse production of gas approaches from man’s employ of diverse products and fuels; this can direct to anthropogenic changes of climate. Changes of Anthropogenic Climate are conversions in the atmosphere owing to the various activities carried out by humans, and there are realities that these sorts of changes are all over the world. By researching the size of the ice caps of polar we can formulate out that they are constricting and this could be owing to a warmer heat of atmosphere due to the anthropogenic changes in climate. An IPCC details from 2007 signifying levels of a few of the gases of greenhouse additionally exhibits that the greenhouse gases levels in the atmosphere of earth’s has been increasing ever since the time of post-industrial, this can purely be features to human made machines which has been on rising. Diverse behaviors of human being activities are contributing to the rise in temperature of earth. Greenhouse gases are naturally occurring gasses that absorb heats which directly advanced by the sun rays and recoil of to the surface of earth; it’s not that these gases are atrocious in character, we in actuality depend on them to keep up our earth’s typical weather at a sustainable high temperature, which in matter of fact are purely constructive for our surroundings in moderation. The gases for illustration Carbon dioxide, Nitrous Oxide, and Methane in environment are expelled throughout means of inhalation, volcanic action, photosynthesis, and decomposition. They are in addition controlled by nature in succession to keep up these gases in safe restraint, for illustration, plants absorb carbon dioxide to run their cycles of force, this takes away from what is contemporary and composures the balances. During the industrial revolution when human being started carrying out various activities of production they started burning variety of substances for illustration petroleum and coal which have rocketed carbon dioxide levels released through the process of burning and combustion. When carbon dioxide was discharge in atmosphere a little section of what is set free is reabsorbed by natural entity, the respite of it continues lingering in the air. In point of fact, as per to the EPA statements on CO2 found just about 85% of the entire emissions of human greenhouse gas, this can be massive confirmation to sustain that anthropogenic changes in climate are in point sourcing global warming. The matter of global warming is just an inference, an idea, mostly unlock for debate, which is expressly spread out. As for my view on the topic, I expect global warming in point of fact is having an impact on our world. Acid rain is a good quality theme to glance at to uphold my belief, the rain pH levels possibly will not ever be an idyllic 7 owing to natural greenhouse gases, nevertheless they ought to not be at a level that would impair our atmosphere. The New York Times has constructed articles on how acid rain is influencing the Rockies and also national parks, I don’t perceive any additional source for this than a fast raise in pollutants. Other reasons for my worry are the apparent raise in force of tropical storms that have influenced our states and the news of so several tornadoes which can be source by friction of heat in the air. In view of the fact that we have released so much greenhouse gases into the atmosphere and sourced anthropogenic changes of climate, we h ave added to the heat that generates storms like these. I as well suppose in human advancement, consequently if we are going away to carry on moving forward like this, it is our accountability to place policies into play to conserve our welfare as well as our planets’. A number of mitigations have been fetched forth to determine issues for instance melting polar ice caps and acid rain, all sourced by global warming. One of these policies is recognized as Coal taxing, coal taxing is the idea of adding up a tax to our natural resources that are regularly utilized by industries and companies. The sum of tax that is appended on to the fuel sale would all rely on how much fuel emission would add on to the atmosphere when utilized. This idea was proffered in hopes to acquire companies who are endeavoring to be cost cognizant to do one of two things, either decline their operation of these fuels, which successively decreases the releases that they create, or obtain them to discover additional options to acquire energy. One such substitute is the wind mills application to take advantage of wind power which is in actuality extra cost efficient and atmosphere friendly, as a result why wind power might be on the rise. An additional possibility to restrict global warming is to control and capture carbon that is discharged into the air; this would more or less effort like when plant confines carbon for their cycles of energy. This idea might be effectual owing to the reality that it might considerably lesser levels of CO2 which are one of the utmost discharges in our atmosphere. On the other hand, it might be expensive to acquire the means and room to detain and store up the carbon. If I were to decide, I would state coal taxing appears the majority promising for two diverse reasons; not simply does this thought perhaps lesser our emissions, however it might as well motivate us to initiate into fresh forms of energy bringing on additional development for us in places we didn’t suppose to look, all the while being not as much of harmful to us. Whether you suppose in global warming, or you estimate it’s a myth there is large quantity of engaging things to reckon when analyzing at this topic. Are anthropogenic climate changes excruciating our ecosystem? What might be the effect of these changes in climate? Or not even is or energy habit destructive to us, other than are they outdated, and must we initiate discovering additional advancements? All of these can construct the mind to doubt and might even fetch global warming. References Anthropogenic Climate Change, [2013] retrieved from: http://www.global-greenhouse-warming.com/anthropogenic-climate-change.html Climate Change Indicators in the United States, [06.21.2013], retrieved from : http://www.epa.gov/climatechange/science/indicators/ghg/ Overview of Greenhouse Gases, [06.21.2013], retrieved from: http://www.epa.gov/climatechange/ghgemissions/gases/co2.html Iver Peterson, [1985,] Acid Rain Starting to have an effect on Politics and Environment in West retrieved from : New York times press 30.03.1985

thematic essay on identity -- essays research papers fc

Thematic Essay on Identity   Ã‚  Ã‚  Ã‚  Ã‚  There are many aspects of identity in the poem â€Å"Sex without Love,† by Sharon Olds. I can relate my own thoughts to how the author views the subject that she talks about in this poem. There has been a situation in my own life where I was thinking to myself, just as the author was, â€Å"How do they do it, the ones who make love without love?† (Olds 740). Having been raised as a well-rounded and disciplined person, as well as religious, I know the discouragement of having premarital sex. It’s not just the immorality that these characters are experiencing that the author is talking about, but they probably have personal issues that have to do with a their self worth and identity. These characters think they know what love is, but the truth is that they are in denial of what they are really doing. Even though religion is an issue to the characters, their identity pushes that concept to the side so that they can do what they desire most. I believe that the author is trying to stress the point that these people are not obeying the word of God and leading themselves into their own temptations. Olds compares the truly religious to the ‘lovers’ by introducing them as people who have sex without being in love by saying, â€Å"These are the true religious, the purist, the pros, the ones who will not accept a false Messiah, love the priest instead of the God† (Olds 740). Part of this poem is ironic because the author starts by questioning... thematic essay on identity -- essays research papers fc Thematic Essay on Identity   Ã‚  Ã‚  Ã‚  Ã‚  There are many aspects of identity in the poem â€Å"Sex without Love,† by Sharon Olds. I can relate my own thoughts to how the author views the subject that she talks about in this poem. There has been a situation in my own life where I was thinking to myself, just as the author was, â€Å"How do they do it, the ones who make love without love?† (Olds 740). Having been raised as a well-rounded and disciplined person, as well as religious, I know the discouragement of having premarital sex. It’s not just the immorality that these characters are experiencing that the author is talking about, but they probably have personal issues that have to do with a their self worth and identity. These characters think they know what love is, but the truth is that they are in denial of what they are really doing. Even though religion is an issue to the characters, their identity pushes that concept to the side so that they can do what they desire most. I believe that the author is trying to stress the point that these people are not obeying the word of God and leading themselves into their own temptations. Olds compares the truly religious to the ‘lovers’ by introducing them as people who have sex without being in love by saying, â€Å"These are the true religious, the purist, the pros, the ones who will not accept a false Messiah, love the priest instead of the God† (Olds 740). Part of this poem is ironic because the author starts by questioning...